The takeaway

Effective January 1, 2022, all employees working in Washington state will be subject to a state mandated long-term care tax, called the WA Cares Fund, on their paychecks. This benefit is designed to help Washington employees offset the cost of care when they’re unable to care for themselves.

How WA Cares Fund works

Beginning with the first paycheck in January 2022, Washington employees will pay up to $0.58 per $100 of their earnings, which will be set aside for you in the WA Cares Fund. 

Long-term care benefits will be available to qualifying individuals beginning in 2025, providing you with up to $100 per day (lifetime limit of $36,500) to help pay for in-home or assisted living expenses, such as:

  • Professional personal care in your home, an assisted living facility, an adult family home or a nursing home
  • Adaptive equipment and technology like hearing devices and medication reminder devices
  • Home safety evaluations
  • Training and support for paid and unpaid family members who provide care
  • Home-delivered meals
  • Care transition coordination
  • Memory care
  • Environmental modifications like wheelchair ramps
  • Personal emergency response system
  • Respite for family caregivers
  • Transportation
  • Dementia supports
  • Education and consultation

Who is eligible for WA Cares Fund?

You’re eligible to receive long-term care benefits through the state program if you:

  • Paid into the Washington Cares Fund for either 3 out of the last 6 years, or at least 10 years at any point in life without a break of 5 or more years 
  • Worked 500 hours each year during the years you contributed to the Washington Cares Fund 
  • Are at least 18 years old
  • Live in Washington state
  • More information and important details about how this may affect you are available on the Washington state's website.

Limited time to opt out!

If you have an eligible long-term care (LTC) policy and don’t want to pay the WA Cares Fund tax, you may opt out of this coverage by: 

  • Visiting the WA ESD site and applying for an exemption. Applications for an exemption will be available October 1, and applications will be accepted through December 31, 2021
  • Providing proof of your exemption (your application is approved) to

LTC Coverage through Trustmark

Auth0 and Okta are partnering to offer employees voluntary long-term care coverage through Trustmark. Enrollment for this optional coverage is September 8–17, and is not subsidized by Auth0/Okta. Costs for this coverage will be deducted from your paycheck. Coverage will be effective October 1. View LTC coverage options.